50% of Americans Are Facing a Lifestyle Downgrade in Retirement: Will You be One of Them?

Wednesday, August 27th, 2014

What are your dreams for retirement? Do you hope to travel the world and enjoy experiencing new cultures? Spend your weekdays on the golf course or playing tennis? Will you prioritize spending time with your kids and grandkids?

There are limitless possibilities when it comes to …

continue reading


Retirement Planning Basics: Women Face Unique Retirement Challenges and Must Plan Accordingly

Tuesday, June 10th, 2014

Retirement planning is a challenge for men and women alike. This is particularly true in today’s economic climate, featuring a great deal of stock market volatility, not to mention the twin threats of rising inflation and future tax rate increases which seem increasingly likely.

But women …

continue reading

Financial Management Specialist Bryon Spicer Publishes New Article Analyzing The Current Retirement Crisis In America

Wednesday, August 27th, 2014

Bryon K. Spicer, retirement planning specialist, notes that half of all Americans are heading for a retirement surprise.

Dayton, OH – DATE, 2014 – Bryon Spicer, author and retirement planning specialist, recently published an article on his website ( shares important data with …

continue reading

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by GF Investment Services.