50% of Americans Are Facing a Lifestyle Downgrade in Retirement: Will You be One of Them?

Wednesday, August 27th, 2014

What are your dreams for retirement? Do you hope to travel the world and enjoy experiencing new cultures? Spend your weekdays on the golf course or playing tennis? Will you prioritize spending time with your kids and grandkids?

There are limitless possibilities when it comes to …

continue reading


It’s Tempting, But Don’t Do It: Raiding Your Retirement to Purchase a Home is Usually a Poor Decision

Friday, September 5th, 2014

Retiring with enough income to maintain your desired lifestyle and never needing to worry about your finances is the ultimate goal of the traditional “American Dream.” But getting there is no picnic! And, even if you work hard and save diligently for your entire …

continue reading

Financial Management Specialist Bryon Spicer Publishes New Article Discussing A Common Retirement Mistake

Wednesday, September 3rd, 2014

Bryon K. Spicer, retirement planning specialist, urges his readers to avoid a specific retirement planning mistake.

Dayton, OH – DATE, 2014 – Bryon Spicer, author and retirement planning specialist, recently published an article on his website ( discusses a particularly common retirement mistakes. The …

continue reading

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by GF Investment Services.