# Calculators

Only 42% of U.S. workers have tried to determine how much they will need to save for a comfortable retirement.1
1 Source 1) Employee Benefit Research Institute, 2011

Loans & Credit Cards

• How much will it cost to pay off a loan over its lifetime?

• Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

• Determine whether you should consider refinancing your mortgage.

• How Long Will It Take to Pay my Balance?

• How much would your monthly lease payment be?

• How much can you afford to pay for a car?

Estate Planning

• Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement & Inflation

• Use this calculator to estimate how much income and savings you may need in retirement.

• Estimate the annual required distribution from your traditional IRA or former employer’s retirement plan after you turn age 70½.

• Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

• Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

• Is your personal inflation rate higher or lower than the CPI?

• How Long Will Your Funds Last?

Taxes & IRAs

• Compare the potential future value of tax-deferred investments to that of taxable investments.

• Use this calculator to determine whether you qualify for the different types of IRAs.

• This calculator can help you determine whether you should consider converting to a Roth IRA.

Saving & Investing

• Use this calculator to estimate the cost of your child’s education, based on the variables you input.

• How much do you need to save each year to meet your long-term financial goals?

• Estimate the future value of your current savings.

• Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

• Estimate short-term and long-term federal capital gains taxes

Cash Management

• A balance sheet summarizes your assets and liabilities and reveals your net worth.